• Merchant application(s), agreement(s) and any applicable Appendix signed and dated.
• Copies of Two (2) ID's for all principals (each ultimate beneficiary). i.e. DL (Driver's License) & Passport, DL & birth certificate, Passport & birth certificate etc.
• If business is a Corporation, Articles of incorporation (a copy of the certificate, and articles of association of the business) - If the corporation is owned by another corporation, then articles must be obtained for that corporation as well; i.e. articles of incorporation are required for the ultimate beneficiaries (does not apply to publicly traded companies).
• If business is an LLC or partnership, copy of LLC or partnership Articles.
• If business is a sole proprietor, copy of Business license if available.
• Most recent audited or reviewed financials (P&L and balance sheet) or corporate tax returns (or if an LLC or partnership personal tax returns with schedule "C" forms).
• A voided check from your business checking account showing legal name and company address into which funds are to be deposited into, or cover letter from financial institution confirming bank account details and full bank account and wire information for the bank account into which funds are to be wired to.
• Three (3) months of most recent processing statements, if available.
• If applying for an e-commerce account, Web site(s) must be fully functional and must contain, at a minimum: Secure Payment Page, Return/Refund Policy, Terms and Conditions, Privacy Policy, Shipping Policy, Currency of Transaction, Contact Information and a complete description of goods/services sold. A list of all Web site URLs that will be accepting credit cards must be provided and you must also include a non-expiring user name and password for each site.
• If applying for MOTO, copies of any brochures, ads, or catalogs, as applicable, and a complete description of your business model, including but not limited to target market, advertising, description of goods and services being sold, return policy, and a description of how orders are placed, processed, and fulfilled.

NOTE: In order for most 100% outbound telemarketing merchants to be considered (including new start up’s), some sort of recent processing history done by the principals sales activities (if even through other businesses) will need to be provided. Up to (2) years of processing statements. If with third-party processor, provide copies of online statements.